Mutual funds have become one of the most preferred investment options in India. As of June 2019, the mutual fund industry boasted an astonishing average assets under management (AuM) of Rs. 24.25 trillion, marking a substantial increase from Rs. 5.83 trillion in 2009. While mutual funds carry market risks, accurately estimating potential returns is crucial. Bondbazaar offers a free mutual fund return calculator to help you determine your expected returns with ease.
Navigating various types of mutual fund returns can be daunting. These include absolute return, annualized return, total return, trailing return, point-to-point return, and rolling return. The online mutual fund return calculator simplifies this complexity.
Comprehensive Estimates: This calculator provides estimates for 1-year, 3-year, and 5-year investment periods, aiding future financial planning.
User-Friendly: Its user-friendly interface ensures that even those unfamiliar with such tools can easily navigate it.
A mutual fund calculator is a valuable tool for calculating returns on mutual fund investments. Generally, you can invest in mutual funds either through lump-sum payments or monthly investments via a Systematic Investment Plan (SIP).
SIP: In SIP, you invest a fixed amount monthly. Since the Net Asset Value (NAV) of mutual funds changes monthly, your money buys varying units over time. For example, if you invest Rs. 1000 for 12 months at an initial NAV of Rs. 10, you purchase 100 units initially. If the NAV rises to Rs. 20 in the second month, your Rs. 1000 buys 50 units. An online SIP calculator predicts returns based on your SIP amount, investment duration, and expected rate of return.
Lump-Sum Investment: A lump-sum investment involves investing a substantial amount at once. Unlike SIP, fluctuations in NAV do not affect the number of units you receive. To calculate potential returns for such investments, you only need to provide the investment amount, expected return rate, and investment duration.
Mutual funds come in various categories such as equity, debt, and hybrid. Here are some high-yielding Indian mutual fund schemes and their estimated returns:
| Fund Name | Risk | 1-Year Return | 3-Year Return |
|---|---|---|---|
| Aditya Birla Sun Life Frontline Equity Fund | Moderate | 9.47% | 10.50% |
| HDFC Mid-Cap Opportunities Fund | High | 12.60% | 16.99% |
| ICICI Prudential Focused Bluechip Equity Fund | Moderate | 13.18% | 11.03% |
| Fund Name | Risk | 1-Year Return | 3-Year Return |
|---|---|---|---|
| Aditya Birla Sun Life Active Debt Multi-manager FoF Scheme | Low | 8.30% | 6.92% |
| Axis Short Term – Direct Plan | Moderate | 10.06% | 8.25% |
| Canara Robeco Income | High | 13.50% | 8.94% |
| Fund Name | Risk | 1-Year Return | 3-Year Return |
|---|---|---|---|
| Indiabulls Savings Income Direct | Low | 9.02% | 11.42% |
| Mirae Asset Hybrid Equity Direct | High | 12.07% | 14.04% |
| Mirae Asset Hybrid Equity Direct | High | 12.07% | 14.04% |
| ICICI Pru Equity & Debt Direct-G | High | 10.43% | 12.20% |
Bondbazaar's mutual fund return calculator is incredibly user-friendly:
Input your investment amount, expected rate of return, and investment duration.
Instantly view the appreciated amount of your investment.
Mutual funds offer attractive returns, but they come with inherent risks. To maximize the benefits while minimizing the risks, using a reliable mutual fund return calculator is a wise approach to informed investing.
For Bond Price Calculation, Go To Bond Overview on Our Terminal.Yes, mutual funds can be negative, particularly equity and high-risk ones, as their performance is based on the market. It's always good to know the risk and invest based on your investment objective and risk tolerance.
India offers thousands of mutual fund schemes across categories like equity, debt, and hybrid funds. This wide variety allows investors to choose plans that best match their risk appetite and investment objectives.
Yes, the mutual fund return calculator is free to use. It allows you to quickly estimate your potential returns without cost, making it a convenient and accessible tool for effective financial planning and informed investment decisions.
Direct plans have lower expense ratios since they exclude distributor commissions, often leading to higher returns compared to regular plans. Choosing direct plans can improve your overall investment growth over time.
Absolutely, the calculator estimates returns for various investment durations, including short-term and long-term. It helps you plan and compare how your investments might grow over different time periods.
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Mutual funds have become one of the most preferred investment options in India. As of June 2019, the mutual fund industry boasted an astonishing average assets under management (AuM) of Rs. 24.25 trillion, marking a substantial increase from Rs. 5.83 trillion in 2009. While mutual funds carry market risks, accurately estimating potential returns is crucial. Bondbazaar offers a free mutual fund return calculator to help you determine your expected returns with ease.
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